Mega Proteksi Dinamis - protection for all

Mega Proteksi Dinamis offers a comprehensive insurance product with three plans tailored to meet diverse needs. Each plan provides essential benefits such as Natural Death Benefit, Accidental Death Benefit, and Critical Illness Benefit. in addition to these basic plans, Mega Proteksi Dinamis offers supplementary benefits, including death benefit, critical illness, accidental benefit, and tropical disease benefit, which can be tailored and adjusted to meet specific needs.

Benefits

Basic Benefit:

  1. Proteksi Jiwa Dinamis
    Natural Death Benefit
    In the event of the designated life Insured’s demise within the coverage period and an active policy, the death benefit is payable to the Beneficiary. 
  2. Proteksi Siaga Dinamis
    Accidental death benefit
    If the insured experiences accidental demise within the coverage period and the policy is active, the death benefit is payable to the Beneficiary. 
  3. Proteksi Sakti Dinamis
    Critical Illness (Advance Stage of Stroke, Cancer or Heart Attack)
    If the Insured is diagnosed with an advanced stage of one of the critical illnesses - Stroke, Cancer or Heart Attack within the Coverage Period and while the policy is active, then the Insurer will pay the sum assured to the beneficiary.
     

Additional Benefits:

  1. Natural Death Benefit
  2. Accidental Death Benefit
  3. Total Permanent Disability due to Accident 
  4. Hospitalization due to Accident 
  5. Critical Illness (Advance Stage of Stroke, Cancer or Heart Attack)
  6. Hospital Cash Plan due to any cause 
  7. ICU due to any cause 
  8. Hospital Cash Plan due to Tropical Disease
  9. Surgery due to any cause

Available Plans

Product Benefit

Terms & Conditions

Entry Age

Policy Holder: minimum 18 years old

Insured:

- Proteksi Jiwa Dinamis and Proteksi Siaga Dinamis: 6 months old - 70 years old

- Proteksi Sakti Dinamis: 6 months old - 65 years old 

Coverage Period

-Proteksi Jiwa Dinamis and Proteksi Siaga Dinamis : 1 year and renewable up to the Insured age attained attains 71 years old.
-Proteksi Sakti Dinamis: 1 year and renewable up to the Insured age attained attains 66 years old.
 

Distribution Channel*

Digital online and contingent upon the sales process of each partner

*The sales process is adjustable based on the agreement with the partner.

 

 

Currency

IDR

Premium Payment Method*

Regular Premium (Annually, Semi-Annual, Quarterly, Monthly) 
*Premium payment methods are adjusted according to the coverage period and benefit, with specific or predetermined premium payment methods for certain coverage periods and benefits
 

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