Mega Term Protection

A group term life insurance product that provide a protection to debtor as insured from Financial Institution from Death & suffers total and permanent disability, either due to illness or accident, including the risk of being diagnosed for Dengue that might be happen in the insurance period.


  • 100% of Sum Insured will be paid to the Policyholder if Insured/Participant suffers Total Permanent Disability or dies due to illness or accident.
  • 100% of lump sum benefit will be paid if Insured/Participant suffers Dengue.
  • If the total of Sum Insured paid by the Insurer to Policyholder for the risks experienced by the Insured/Participants exceeds the remaining loan, the Policyholder will paid the remaining of Sum Insured to the legal heirs according to the applicable law.
  • Dengue benefit will be paid to Policyholder if Insured/Participant suffer Dengue, the benefit only given once a policy year.
  • Insurance coverage will still inforce when the Dengue Fever have been paid.


Basic Sum Insured:

Death or Total Permanent Disability benefit = Initial loan


Additional Sum Insured:

Dengue Fever: lump sum benefit with maximum Sum Insured is IDR2,500,000

Product Benefit

Terms & Conditions

Insured Entry Age

18 – 64 years old (nearest birthday); maximum insurance coverage until the age of the insured reaches 65 years old.

Insurance Period

Monthly renewable and can be extended until Insured age 65 years old

Distribution Channel

Product will be sold thru Multi Finance Marketers


Rupiah (IDR)

Premium Payment



Product Summary

SUBMISSION FORM FOR Mega Term Protection

09.00 - 13.00 13.00 - 17.00 17.00 - 21.00

Thank you for submit our form

Our customer service will contact you for the next process

Terms & Conditions

I give consent and authorize PFI Mega Life to use my personal data for administrative purposes, and services associated with the offering of this product/program and or other products/programs from PFI Mega Life Insurance.