MEGA SAVING PROTECTION

• Scheduled benefit:

Scheduled Benefit is paid out in schedule for the last 5 years prior to Maturity, with the following conditions:

1. 50% of Total Target Premium is payable at the year of Insurance Term – 4 Policy Years.
2. Another 50% of Total Target Premium is payable at the year of Insurance Term – 3 Policy Years.
3. Then, the benefit remaining balance of Total Target Premium is payable in 3 years time, subsequently, proportional of 1/3 at each year.
4. Total of scheduled benefit will vary depending on the entry age, insurance period and premium payment period.
5. Total payable benefit is to consider total loan along with its interest prior to the start of benefit terms.

• Death Benefit details:

1. If the Insured dies due to Non-Accident during the insurance period, the Insurance Benefit will be paid 200% of the accumulated premiums paid, the Policy status remains active and 100% of the stage benefits will be paid in stages according to the agreed schedule.
2. If the Insured dies due to an Accident during the insurance period, the Insurance Benefit will be paid up to 400% of the accumulated premiums paid, the Policy status remains active and 100% of the stage benefits will be paid in stages according to the agreed schedule.
3. If the risk of death due to accident and non-accident occur during the premium payment period, in addition to the payment of insurance benefits paid, the policy status will also remain active and free of advanced premium payments and 100% of the stage benefits will continue to be paid in stages according to schedule promised.
4. Total payable benefit is to consider total loan along with its interest prior to the start of benefit terms.

• Policy is terminated once all scheduled benefit is fully-paid.