Terms & Conditions
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Term Life Insurance Products that provide protection against the risk of death both due to accidents or due to non-accidents and premium refunds at the end of insurance contract.
1. If the Insured dies due to not an accident during the Insurance Period, and policy still inforce then the beneficiary will receive 100% (one hundred percent) of the Sum Insured and subsequently this policy expires.
2. If the Insured dies due to an accident during the Insurance Period, and the policy still in force then the beneficiary will receive 200% (two hundred percent) of the Sum Insured and subsequently this policy expires.
3. If the Insured lives until the end of the Insurance Period, and the policy still in force then the Insured or Policyholder will be paid 110% (hundred and ten percent) of the total premium paid, and subsequently, this policy expires.
Policy Holder Age (nearest birthday):
The age of entry of the Insured is permitted (nearest birthday):
Age is calculated at the time the prospective Insured is declared as an Insurance participant. If the age of the Participant is x years’ y month, then:
New Business Premium Payment Method
Renewal Premium Payment Method