Terms & Conditions
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Mega Proteksi Masa Depan is a comprehensive endowment insurance product that offers three distinct plans, each designed to meet varying customer needs. The product provides essential benefits, including coverage for death due to any cause, accidental death, and maturity benefits payable at the end of the policy term. Additionally, Mega Proteksi Masa Depan offers the flexibility to enhance coverage through the inclusion of optional supplementary insurance benefits, allowing customers to tailor the protection to their specific requirements and long-term financial objectives.
If the Insured dies due to any cause during the Coverage Period and the Policy is active, the Insurer will pay the Sum Assured (excluding any cash value) and the Policy will be terminated.
If the Insured alive until the end of the Coverage Period and the Policy is still valid, the maturity Benefits that are formed will be paid and then this Policy will end.
Policy Holder: minimum 18 years old
Insured: 30 days – 70 years old
*Age calculation method is nearest birthday
20 years and 30 years
Agency
IDR
Regular Premium (Annually*, Semi-Annual, Quarterly, Monthly)
*Specifically for Silver Plan, Only Annual Premium Payment Frequency applies
Mega Critical Illness Care is an additional insurance product that has Critical Illness benefits based on 3 stages of Critical Illness.
Mega Waiver Assurance is an additional insurance product that provides the benefit to waive the premium payments for Policyholders/Insured if the Insured suffers from a Critical Illness or total and Total Permanent Disability.