MEGA HOSPITAL INVESTA

• Inpatient (Non ICU) in hospital due to illness or accident.
• Minimum Inpatient (Non ICU) duration is 24 hours due to illness, except accident.
• Maximum Inpatient (Non ICU) duration is 180 calendar days in 1 policy year.

• Inpatient (ICU / ICCU) in hospital due to illness or accident.
• Minimum Inpatient (ICU / ICCU) duration is 24 hours due to illness, except accident.
• Maximum Inpatient (ICU / ICCU) duration is 60 calendar days in 1 policy year.

50% of total premium paid (without interest) in each 36-month period subject to the following provisions:

• No claims are paid by the Insurer to the Insured at any period during such 36 months.
• There is no suspension of payment of claim filed by the Insured at any period during such 36 months.
• Payment of premium refund will be made by Insurer 2 months later after the end date of each 36 months period by the way of crediting back to Credit Card / Policyholder Account.

If the Insured dies during the period of insurance because of the cause which is not included in the exclusion of the Policy, then the sum assured will be paid to the beneficiary based on the chosen plan.